JummyXtra Terms & Conditions

Last Updated: March 19, 2015

Welcome to JummyXtra! These Terms & Conditions ("Terms") govern your use of our payment services, trade solutions, and digital marketing services (collectively referred to as "Services"). By accessing or using JummyXtra, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our services.

1. Definitions

"Company," "We," "Us," or "Our" refers to JummyXtra, its subsidiaries, affiliates, and employees.

"User," "You," or "Your" refers to any individual or business accessing or using our services.

"Services" refers to all financial, trade, and digital marketing solutions JummyXtra provides.

"Platform" refers to the JummyXtra website, mobile application (if applicable), and other digital tools.

2. Eligibility & Account Registration

2.1 Eligibility

To use our services, you must:

• Be at least 18 years old (or the legal age in your country).
• Have the legal authority to enter into an agreement with JummyXtra.
• Provide accurate and complete registration details.

2.2 Account Registration & Security

Users must create an account to access certain services.

You are responsible for maintaining the confidentiality of your login credentials.

If you suspect unauthorized use of your account, you must notify us immediately.

JummyXtra reserves the right to suspend or terminate accounts that violate these Terms.

3. Payment & Financial Services

3.1 Transaction Processing

Payments are processed in Nigerian Naira (NGN) and South African Rand (ZAR), with plans for future currency support.

Transactions may be subject to delays due to banking procedures, regulatory checks, or unforeseen circumstances.

3.2 Fees & Charges

Certain transactions may be subject to service fees, processing fees, or transaction charges.

Fees are non-refundable unless stated otherwise.

3.3 Fraud Prevention & Compliance

JummyXtra implements anti-fraud measures and security protocols to protect users.

Users must comply with all applicable financial regulations and are responsible for the legality of their transactions.

4. Acceptable Use Policy

Users agree to use JummyXtra's services responsibly and lawfully. Prohibited activities include:

• Engaging in fraudulent, deceptive, or illegal transactions.
• Uploading or sharing false, offensive, or harmful content.
• Attempting to hack, interfere with, or disrupt our platform.

Violating these terms may result in account suspension, termination, or legal action.

5. Limitation of Liability

JummyXtra is not liable for losses, damages, or business interruptions caused by technical issues, third-party failures, or force majeure events.

Our maximum liability in any claim will not exceed the total fees paid by the user in the last 3 months.

6. Dispute Resolution

6.1 Governing Law

These Terms are governed by the laws of Nigeria and South Africa, depending on the user's location.

6.2 Resolution Process

Users must first attempt to resolve disputes with JummyXtra's customer support team.

If unresolved, disputes may be escalated to mediation, arbitration, or legal proceedings as per local laws.

7. Changes to Terms & Conditions

JummyXtra may update these Terms from time to time.

Users will be notified of significant updates via email or platform notifications.

Continued use of our services after updates means you accept the revised Terms.

8. Contact Information

Email: support@jummyxtra.com

Website: www.jummyxtra.com